East Coast CM Report of Recent Decisions – 2015 Volume 1

January 1, 2015 / CM Reports

Articles in this report

Court Of Appeals Holds That Insured Has Burden Of Proof Regarding Exception To Policy Exclusion
… And That Ensuing Loss Provision Does Not Trump Unambiguous Policy Exclusion

In Platek v. Town of Hamburg, 2015 LEXIS 252, the New York Court of Appeals reversed prior rulings by the Supreme Court and the Appellate Division which essentially held that the “sudden and accidental” exception to the “water loss exclusion” contained in a homeowners policy issued by Allstate Indemnity Company was applicable.

New Jersey Supreme Court Holds That Employers May Offer Evidence Of Anti-Harassment Policy As An Affirmative Defense To Sexual Harassment Claims
The New Jersey Supreme Court held that an employer may offer evidence of the company’s anti-harassment policies and programs as an “affirmative defense” to an employee’s claims of negligence or vicarious liability brought under the New Jersey Law Against Discrimination (NJLAD).

New York Appellate Division Affirms That An Insured’s Failure To Comply With An Unambiguous Policy Warranty Is A Material Breach
The Appellate Division, Second Department, recently affirmed that: a provision in the “special conditions” section of an insurance policy that required a fully operational security system met the definition of a warranty pursuant to New York Insurance Law § 3106(a)…

New York’s Appellate Division Broadens A First-Party Policy’s Pollution Exclusion
In Broome County v. The Travelers Indem. Co., 2015 NY Slip Opp 01697 (3d Dep’t 2015), the Third Department broadened the scope of a defendant insurer’s pollution exclusion.

No Coverage For Fire Loss When Application For Dwelling Insurance Misrepresented That Premises Would Be Owner-Occupied
In Morales v. Castlepoint Insurance Company, 2015 NY Slip Op 01618 (2d Dep’t Feb. 25, 2015), the Appellate Division, Second Department, reversed an order from the trial court denying the insurer defendant’s motion for summary judgment.

Download this publication as a PDF

  • Chicago

    Illinois 60603

    10 South LaSalle Street

    Chicago, Illinois 60603

    T: 312.855.1010 TF: 800.826.3505 F: 312.606.7777 Office Managing Partner: Dennis D. Fitzpatrick

  • New York

    New York 10005

    28 Liberty Street 39th Floor

    New York, New York 10005

    T: 212.805.3900 TF: 800.826.3505 F: 212.805.3939 Office Managing Partner: Tyler Jay Lory

  • Irvine

    California 92614

    17901 Von Karman Avenue

    Suite 650

    Irvine, California 92614

    T: 949.260.3100 TF: 800.826.3505 F: 949.260.3190 Office Managing Partner: Ian R. Feldman

  • Florham Park

    New Jersey 07932

    100 Campus Drive

    Florham Park, New Jersey 07932

    T: 973.410.4130 TF: 800.826.3505 F: 973.410.4169 Office Managing Partner: Carl M. Perri

  • Michigan City

    Indiana 46360

    200 Commerce Square

    Michigan City, Indiana 46360

    T: 219.262.6106 TF: 800.826.3505 F: 312.606.7777 Office Managing Partners: Paige M. Neel, Kimbley A. Kearney

  • Appleton

    Wisconsin 54914

    4650 W. Spencer Street

    Appleton, Wisconsin 54914

    T: 920.560.4658 TF: 800.826.3505 F: 920.968.4650 Office Managing Partner: Patrick L. Breen

  • Stamford

    Connecticut 06902

    68 Southfield Avenue

    2 Stamford Landing Suite 100

    Stamford, Connecticut 06902

    T: 203.921.0303 TF: 800.826.3505 F: 212.805.3939 Office Managing Partner: Matthew J. Van Dusen

  • Tampa

    Florida 33609

    4830 West Kennedy Boulevard

    Suite 600

    Tampa, Florida 33609

    T: 813.509.2578 TF: 800.826.3505 F: 312.606.7777 Office Managing Partner: Anne E. Kevlin

  • Orlando

    Florida 32801

    618 E. South Street

    Suite 500

    Orlando, Florida 32801

    T: 813.509.2578 TF: 800.826.3505 F: 312.606.7777 Office Managing Partner: Anne E. Kevlin

  • San Francisco

    California 94111

    100 Pine Street

    Suite 1250

    San Francisco, California 94111

    T: 415.745.3598 TF: 800.826.3505 F: 949.260.3190 Office Managing Partner: Ian R. Feldman